Insurance Blog

Melissa Atkinson

Houston, Texas

Fall doesn't just mean cooler weather and earlier sunsets. For a surprising number of insurance policies, the change in season actually lines up with real shifts in cost, risk, and coverage.

April Warren

Maryville, Tennessee

Medicare doesn't cover extended long-term care. Discover essential benefits and coverage options to protect your future and finances as a senior.

Patricia Lewis

Sarasota, Florida

Original Medicare leaves gaps. Discover how Medicare Supplement plans fill those holes, giving you predictable costs and comprehensive coverage for true peace of mind.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

See the 2026 IRS age-based deduction limits for long-term care insurance, how tax-free benefits work, and what business owners should know. Laura Peery Agency LLC.

Shawn Ray

Grantsville, Utah

Your Medicare coverage may have worked well last year, but plans, prescriptions, doctors, costs, and your health needs can change. Here are 5 signs it may be time to review your Medicare coverage and make sure it still fits.

Jesus Islas

Pulaski, Tennessee

Discover how real seniors are maximizing their healthcare with Medicare Advantage plans. Read compelling case studies illustrating tangible benefits and enhanced coverage for everyday health needs.

Sarah Christopher

Jacksonville, Florida

Turning 65 is an important Medicare milestone, but understanding when to enroll and what coverage options are available can feel overwhelming. Learn five important things to know as you prepare for Medicare and how a licensed Medicare agent can help you understand your options.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

Imagine opening your mailbox and finding a letter that says your Medicare Advantage plan won’t be available next year. No negotiation, no appeal — just a notice that your insurer is leaving, and you need to figure something out before January 1. That’s what recently happened to tens of thousands of older adults in Vermont, and it’s becoming an increasingly common reality across the country.

Melissa Atkinson

Houston, Texas

From student health coverage to homeowners updates, here are the insurance gaps that show up every fall, and how to close them before they become expensive surprises.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

More adults in the United States — particularly those in their 50s, 60s, 70s, and 80s — are living alone than ever before. Many seniors today are choosing to age in place and maintain their independence for as long as possible, even if that means going it alone, outside a traditional family support structure.

Shawn Ray

Grantsville, Utah

Your 2027 Medicare Annual Notice of Change explains what may be changing with your plan next year. Here are the costs, benefits, prescriptions, and provider changes worth reviewing.

Andrew J. Zurbuch

Bloomington, Indiana

Working & Original Medicare Enrollment for those that qualify.

Andrew J. Zurbuch

Bloomington, Indiana

For Original Medicare & Medicare Advantage.

Wayne Heuman

Columbia, South Carolina

Avoid costly Medicare Advantage mistakes in South Carolina. Learn 5 common plan-choice errors before open enrollment and how to compare networks, drugs, costs, and benefits.

Melissa Atkinson

Houston, Texas

Waiting until October to think about open enrollment? Here's why August is the smartest time to review your benefits, and what to check before the rush begins.

Andrew J. Zurbuch

Bloomington, Indiana

New To Medicare & Medicare Advantage. Examine Medicare Advantage plans in the part of your State of residence.

Andrew J. Zurbuch

Bloomington, Indiana

What could be the biggest disadvantage of Medicare Advantage.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

Waiting longer doesn't just raise the cost — it raises the risk of being declined for coverage altogether.

Andrew J. Zurbuch

Bloomington, Indiana

MEDICARE & IRMAA. IRMAA is a surcharge to Medicare Beneficiaries. It stands for Income Related Monthly Adjusted Amount. IRMAA is determined by a Medicare Beneficiaries' taxes and AGI.

Andrew J. Zurbuch

Bloomington, Indiana

For The States Of: IN, OH, MO, TN, FL, & KY. Attention Medicare Beneficiaries. The difference between the Welcome to Medicare visit and the Annual Wellness visit. While both visits are important and serve a similar purpose, it is important to remember the differences between the Welcome to Medicare visit and the Annual Wellness visit.

Shawn Ray

Grantsville, Utah

Original Medicare leaves some common dental, vision, and hearing expenses uncovered. Learn what may be covered, where the gaps are, and what to compare before choosing a Medicare plan.

Melissa Atkinson

Houston, Texas

You're on the cusp of retirement and Medicare! Discover the crucial missteps many people make between 60-64 and how to sidestep them for a smoother transition.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

Most people don't think about funeral costs until they have to. By then, it's too late to do much about it.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

Medicare Advantage plans look great on paper. Low or zero premiums. Dental. Vision. Hearing. All the things Original Medicare doesn't cover. For a lot of people turning 65, these plans seem like a no-brainer.

Shawn Ray

Grantsville, Utah

Helping a parent understand Medicare can feel overwhelming. Learn how adult children can organize important information, prepare for appointments, review coverage, and support better Medicare decisions without taking over.

John Steggell

Huntington, West Virginia

The average funeral can cost thousands of dollars. Final expense insurance is designed to help your loved ones cover those costs so they aren't left with an unexpected financial burden during an already difficult time.

John Steggell

Huntington, West Virginia

Most people wait until they have a health problem or think they "need" life insurance. Unfortunately, that's often when it becomes more expensive, or harder to qualify for.