Insurance Blog

John Steggell

Huntington, West Virginia

Medicare plans change every year. Here are five important areas to review to make sure your coverage still meets your needs.

John Steggell

Huntington, West Virginia

Many Medicare beneficiaries are surprised by hospital copays after a stay. Here's what you should know before the next unexpected medical event.

Shawn Ray

Grantsville, Utah

Before we get started, it's important to remember that anyone can fall for a scam. I've talked with smart, careful people who never thought it could happen to them. Scammers are getting more sophisticated every year, and sometimes all it takes is catching someone at the wrong moment. That's why knowing the warning signs is so important.

Peter Tamayo

HUNTINGTON BEACH, California

Medicare’s new demonstration program offers access to GLP-1 weight-loss drugs (Wegovy, Zepbound KwikPen, Foundayo) for eligible beneficiaries through Dec 31, 2027. Copay: Just $50/month (30-day supply). Eligibility: Medicare Part D enrollee + BMI criteria (≥35 or ≥30/27 with comorbidities) + prescription for weight management only. Doctor submits prior auth. Nationwide program with centralized processing.

Peter Tamayo

HUNTINGTON BEACH, California

The Medicare Rights Center recently published an article summarizing the 2026 Medicare Trustees Report. The Hospital Insurance (HI) Trust Fund, which primarily covers Medicare Part A (inpatient hospital stays, hospice, skilled nursing, and some home health), is projected to be partially depleted in 2033—similar to last year's outlook. At that point, incoming revenue would cover about 89% of scheduled Part A benefits.

Riley Garner

St George, Utah

Explore the comprehensive benefits and coverage offered by Medicare Advantage plans. Learn how these all-in-one options simplify healthcare for seniors 65 and over.

Jesus Islas

Pulaski, Tennessee

Discover how life insurance provides vital financial protection for your loved ones, covering everything from daily expenses to future goals. Learn about different coverage options.

Shelley Tucker

Seneca, South Carolina

Navigating Medicare can feel overwhelming, but understanding the foundational pieces is the first step toward making informed decisions. This guide demystifies Medicare Part A, breaking down exactly what hospital insurance covers, potential out-of-pocket costs, and how it fits into your broader healthcare landscape. If you are in the South Carolina Upstate, contact Shelley Tucker at New Life Insurance in Seneca to get personalized guidance and secure the right plan for your future.

Joseph Lipski

East Windsor, New Jersey

Ready to explore Medicare Advantage? This post breaks down how these plans offer comprehensive benefits beyond Original Medicare, helping seniors make informed choices for their healthcare.

Jesus Islas

Pulaski, Tennessee

Critical illnesses like cancer, heart attacks, and strokes can devastate families financially. Learn how specialized coverage can provide essential peace of mind and support when it matters most.

Jesus Islas

Pulaski, Tennessee

Are you turning 65 or reviewing your Medicare Advantage plan? Learn the crucial mistakes many seniors make and how to avoid them for better coverage.

Shawn Ray

Grantsville, Utah

Turning 65 or already on Medicare? Get answers to 10 of the most common Medicare questions, including enrollment deadlines, Medicare Advantage vs. Medicare Supplement plans, prescription drug coverage, employer insurance, and potential late enrollment penalties. This guide breaks down Medicare in plain English so you can better understand your options, avoid costly mistakes, and choose coverage with confidence.

Steven Silverthorn

Andover, Massachusetts

If you've started hearing more about Medicare lately, you're not alone. Whether you're approaching age 65, helping a family member navigate healthcare decisions, or simply planning ahead, Medicare can feel like a lot to take in. The good news? Understanding the basics is easier than you might think.

Steven Silverthorn

Andover, Massachusetts

Reaching age 65 doesn't automatically mean you're ready to retire. In fact, many Americans are working longer than ever, whether it's because they enjoy their careers, want to continue building their savings, or simply aren't ready to slow down. If you're still employed and approaching Medicare eligibility, you may be wondering: "Do I need to enroll in Medicare if I already have health insurance through my employer?" The answer depends on your situation.

Steven Silverthorn

Andover, Massachusetts

Turning 65 comes with a few milestones—and for many Americans, Medicare is one of the most important. While enrollment may seem complicated at first, understanding the basics can make the process much easier.

Jesus Islas

Pulaski, Tennessee

Self-employed? Your financial security is vital. Discover the most common life insurance mistakes entrepreneurs make and how to avoid them to protect your business and family.

Steven Bornfreund

Cherry Hill, New Jersey

Beginning July 1, 2026, the Centers for Medicare & Medicaid Services (CMS) will launch the Medicare GLP-1 Bridge, a demonstration program that will allow eligible Medicare beneficiaries to access certain GLP-1 medications for a flat $50 monthly copay.

Jesus Islas

Pulaski, Tennessee

Confused about Medicare's gaps? Learn how Medicare Supplement plans (Medigap) provide vital coverage, reduce out-of-pocket costs, and offer peace of mind for your healthcare.

Julie Bravo

Ukiah, California

Understanding your choices for life insurance as you become a senior

Steven Bornfreund

Cherry Hill, New Jersey

Confused by Medicare Supplement plan costs? This guide breaks down pricing differences, helping you compare options and find an affordable plan that fits your healthcare needs.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

Proactive Long-term care planning v. crisis management

April Warren

Maryville, Tennessee

Explore how life insurance provides financial security for your loved ones, even if you're Medicare-eligible. Discover key benefits and coverage options tailored for seniors.

Tracy E Briley

Aubrey, Texas

Understanding Medicare Advantage Plans

Joe & Sarah Thompson

Carrollton, Georgia

Turning 65

Shawn Ray

Grantsville, Utah

Medicare Supplement plans help cover many of the costs Original Medicare does not pay, like deductibles and copays. They can offer more predictable healthcare expenses and flexibility with doctors nationwide. This article explains how Supplements work, their pros and cons, and how to decide if one may fit your needs.