#1 Medicare Insurance Directory

Speak with a live Top-Rated Medicare Insurance Agent today, within minutes they can find out which insurance companies offer some of the best rates & benefits based on your zip code and needs. Whether it’s a Medicare Advantage Plan or a Medicare Supplement Plan help is only seconds away. Call now to get free expert advice and enroll for coverage for the first time or replace your existing coverage with better rates and more benefits in minutes either by phone or in person!

Medicare Basics:

Your first chance to sign up (Initial Enrollment Period)

Generally, when you turn 65. This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65.

Parts of Medicare:

Part A (Hospital Insurance)

Part A helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Part B (Medical Insurance)

Part B helps cover:

• Services from doctors and other health care providers
• Outpatient care
• Home health care
• Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
• Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

Part D (Drug coverage)

Part D helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.

Your Medicare Options:

When you first sign up for Medicare and during certain times of the year, you can choose which way to get your Medicare coverage. There are 2 main ways:

1. Original Medicare

• Original Medicare includes Part A and Part B.
• You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
• You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
• You can also shop for and buy supplemental coverage that helps pay your out-of-pocket costs (like your 20% coinsurance).

2. Medicare Advantage (also known as Part C)

• Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
• In many cases, you can only use doctors who are in the plan’s network.
• Plans often have different out-of-pocket costs than Original Medicare or supplemental coverage like Medigap. You may also have an additional premium.
• Plans may offer some extra benefits that Original Medicare doesn’t.

Other Valuable Services & Coverages Our Listed Agents Offer

Our Top-Rated Medicare Agents can also help you, your family and friends with other affordable coverages and services at best rates and plans for Life Insurance, Health Insurance, Medicare Supplement Plans, Medicare Advantage Plans, Final Expense, Dental, Long-Term Care, Annuities, Disability Insurance, Retirement Services, Mortgage Protection, Prescription Drug Plans, Short Term Medical, Home Health Care, Cancer/Stroke Plans, Accident Insurance, College Savings Plans, Estate Planning, Investment Services, Home Insurance, Auto Insurance, Renter Insurance, Business Insurance, Pet Insurance, Employee Benefits, Motorcycle Insurance, Travel Insurance, Boat / RV Insurance and Farm Insurance.

Simply enter your zip code above and select the product or service you need to find all the agents in your area that can help you. Then simply give them a call.