For Original Medicare you can enroll 90 days before your Birth month & no sooner than that. For Medicare Advantage you can enroll 90 days before your Birth month & it will be effective the 1st day of that month or you can enroll the month you were born & it will be effect the 1st of the following month. You can also, enroll within 90 days after your 65th birthday & during the Annual Medicare Open Enrollment Period. Assuming your Medicare Part A & Part B are effective the month of your 65th birthday. It depends on where you live which determines what Medicare Advantage plans are offered. We have had clients on Medicare Advantage plan for years & they seem to pleased as they continue to renew them. My advice seriously look at getting a Medicare Advantage Policy. Then call a Broker & compare Medicare Advantage & Original Medicare for your current health & what you might need coverage for.
Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
