Charise Karjala

Charise Karjala – Licensed Medicare Insurance Agent

Charise Karjala is a dedicated Medicare insurance agent who specializes in helping creatives, freelancers, job changers, and self-employed professionals navigate their healthcare coverage options with confidence. With years of experience in the health insurance industry, Charise understands the unique challenges that independent workers face when transitioning to Medicare.

Many performers and creative professionals have non-traditional career paths, fluctuating income, and coverage through employer, guild plans or private policies before Medicare eligibility. Charise works closely with clients to ensure affordably navigate their later working years annd understand how Medicare integrates with their existing benefits, retirement plans, and healthcare needs.

Charise provides personalized guidance on:

Medicare Advantage plans

Medicare Supplement (Medigap) plans

Prescription drug coverage (Part D)

Coverage coordination with union or guild health benefits

Options for self-employed individuals transitioning from private insurance to Medicare

Intellectual investment protection of small business owners

Her goals include the simplification of the Medicare process so clients can focus on their careers and retirement without worrying about coverage gaps or unexpected costs.

Known for her patient, educational approach, Charise takes the time to explain Medicare in clear, straightforward language. She believes that every client deserves a plan that fits both their healthcare needs and financial goals.

Charise serves clients throughout Southern California and offers both virtual and in-person consultations for convenience.