The Krall to Medicare is perhaps the most financially challenging time of our lives. Those of us that are north of 59 no just how much Health Plan cover cost and how little they cover. But that’s not the problem. The biggest problems are: Should you need to use your plan — How do you pay for your coinsurance your deductible? your out of network charges and replace your income?


Any, and certainly all, of these events can have catastrophic consequences for your retirement plan with very little time to recover. Any of these events can cause permanent and irreparable damage to one’s financial security. I’ve got tools to fix this, but we can’t wait until you’re 64 start now when you’re in your mid 50s to early 60s otherwise the math doesn’t add up.