Shi'Mek Charley is a licensed insurance professional with HealthMarkets Insurance Agency, proudly serving clients in Ohio, Texas, and Florida. Specializing in Medicare Supplement, Medicare Advantage, Health Insurance, Long Term Care, and a full range of coverage solutions, Shi'Mek is dedicated to helping individuals and families find the right plan to fit their needs and budget. With a commitment to personalized service and client education, Shi'Mek makes navigating the complex world of insurance simple and stress-free. Ready to help you protect what matters most — reach out today!
Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Long Term Care, Retirement Planning, Prescription Drug Plans, Short Term Medical, Cancer/Heart/Stroke, Accident Insurance, Financial Advisors
States Serviced
OH, TX, FL
Frequently Asked Questions
A: I specialize in Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D Prescription Drug Plans. I help clients compare all available options in their area to find the best fit for their health needs and budget.
A: No — my services are completely free to you. As a licensed Medicare agent, I'm compensated by the insurance carriers, so there's never a fee for my guidance or enrollment assistance.
A: You can enroll during your Initial Enrollment Period (around your 65th birthday), the Annual Enrollment Period (Oct 15 – Dec 7), or during a Special Enrollment Period if you qualify due to a life event such as losing employer coverage.
A: Absolutely. I can review your current coverage, compare it to other available plans, and help you switch during the appropriate enrollment window — at no cost to you.
A: Just your Medicare card, a list of your current medications, and your preferred doctors or hospitals. From there I can compare plans and walk you through your options in plain language.
A: Medicare Advantage replaces Original Medicare and is offered by private insurers, often with extra benefits like dental and vision. Medicare Supplement works alongside Original Medicare to cover out-of-pocket costs like copays and deductibles. I can help you decide which approach fits your situation best.