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Lydia Chamas

RIA Family Legacy Group

(708) 808-2750

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I support individuals and families in navigating life and health insurance with clarity and confidence. My focus is helping clients understand their options, select the right coverage, and feel secure in their protection plan. I’m here to simplify the process and ensure every family feels informed, supported, and properly covered.

Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Annuities, Long Term Care, Disability Insurance, Retirement Planning, Mortgage Protection, Prescription Drug Plans, Short Term Medical, Home Health Care, Cancer/Heart/Stroke, Accident Insurance, College Saving Plans, Investment Services, Business Insurance, Pet Insurance, Employee Benefits, Travel Insurance

States Serviced
Alabama, Delaware, Florida, Georgia, Illinois, Iowa, Louisiana, Maryland, Michigan, Mississippi, New Jersey, New Mexico, Ohio, Pennsylvania, South Carolina, Texas, Virginia

Frequently Asked Questions

Most people become eligible at age 65, but enrollment timing depends on your situation. I help you understand your Initial Enrollment Period and any special enrollment opportunities.

Original Medicare includes Part A and Part B, but many individuals also need Part D and/or additional coverage. I help clarify what applies to you.

Prescription coverage varies by plan. I review your medications carefully to help identify plans that offer appropriate coverage.

Yes. I assist individuals transitioning from employer coverage to Medicare so there are no costly gaps in coverage.

We begin with a simple consultation to review your healthcare needs, doctors, prescriptions, and budget. From there, I guide you step-by-step through your options.

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