Roger Walters
Roger Walters
Laura Peery Agency
(321) 848-1377
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With over 20 years as a registered nurse — including more than a decade in hospice — I understand the healthcare system from the patient’s perspective. Today, I help individuals and families compare Medicare options so they can choose coverage that fits their health needs, budget, and future goals.
My approach is education first. I’ll explain your options in plain English, answer your questions honestly, and help you make a decision you feel confident about—without pressure.
Whether you’re turning 65, retiring, or reviewing your current coverage, I’m here to help.
My approach is education first. I’ll explain your options in plain English, answer your questions honestly, and help you make a decision you feel confident about—without pressure.
Whether you’re turning 65, retiring, or reviewing your current coverage, I’m here to help.
Please mention you found me on Medicare Agents Helpline to help support more kids with cancer ❤️
Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Annuities, Long Term Care, Retirement Planning, Cancer/Heart/Stroke, Accident Insurance, Financial Advisors, Investment Services
States Serviced
FL, MI, OH, PA, WI - Will obtain any state license needed to help you out!
Frequently Asked Questions
I help people understand and compare both Medicare Advantage and Medicare Supplement options, along with Part D prescription drug coverage. Rather than pushing one type of plan, I focus on figuring out which approach actually fits your health needs, your doctors, and your budget.
Nothing. My services as an independent broker cost you nothing out of pocket. I'm compensated by the insurance carriers, not by my clients, so there's no fee for a consultation, a plan review, or ongoing support.
I spent nearly 20 years as a nurse, including almost a decade in hospice care. That background shapes how I explain coverage. I've seen firsthand what happens when a plan doesn't match someone's actual health needs, so I focus on making sure your coverage fits your real life, not just the paperwork.
Health needs and provider networks change every year, and so do the plans themselves. Even if you're happy with your current coverage, an annual review helps confirm it's still the best fit. There's no obligation, and no pressure to switch if your current plan is working well for you.
Both have real strengths, and the right choice depends on your individual health situation, how often you see specialists, and how you prefer to manage costs. Rather than a one-size-fits-all answer, I walk through your specific circumstances with you so you can see which structure actually fits.
The Annual Enrollment Period runs October 15 through December 7 each year, and that's when most people make changes to their coverage. If you're turning 65, you also have your own personal enrollment window around that milestone. I can help you figure out which window applies to you.
Missing the window generally means waiting until the next enrollment period to make changes, so it's worth reviewing your coverage before the deadline passes rather than after. If you're unsure whether a deadline applies to your situation, that's exactly the kind of question I'm happy to help sort through.
Yes. Long-term care is one of the most overlooked pieces of retirement planning, and it's an area I care about deeply given my hospice background. I'm glad to have that conversation alongside your Medicare planning, even though they're separate topics.
A straightforward, no-pressure conversation, usually around 30 minutes. We'll talk through your current situation, your health needs, and any concerns you have, and I'll help you understand your options in plain language. There's no obligation to enroll in anything.
I'm licensed to serve clients directly, and if you're in a state I'm not currently licensed in, I can typically get licensed there quickly so I can still help you. Wherever you're located, reach out and we'll figure out the best way to get you the support you need.
Articles & Insights from Roger Walters
Medicare Supplement
Sep 14, 2026
Turning 65? Here's What the Enrollment Window Actually Means
Turning 65 doesn't always mean you need to enroll in Medicare right away, but it also isn't a decision to leave to assumption. If you don't have qualifying coverage and delay anyway, the penalty can follow you permanently, not as a one-time fee. Here's what the Initial Enrollment Period actually means, and why it deserves its own conversation separate from Medicare's annual fall window.
Medicare Supplement
Sep 10, 2026
Mark Your Calendar: Medicare's Annual Enrollment Window Opens October 15
Medicare's Annual Enrollment Period runs October 15 to December 7. During this window, beneficiaries can switch plans, change Part D coverage, or confirm their current plan still fits. Miss it, and for most people, those changes aren't available again until next year. The piece frames this as a deadline worth planning for calmly, not scrambling through in the final days.
Medicare Supplement
Sep 10, 2026
What I Wish Every Medicare Beneficiary Knew
There's no universal right answer to Medicare, only the right fit for you. After 20 years as a nurse, I watched people thrive on plans that would have frustrated someone else entirely. Here's what I wish every Medicare beneficiary understood before they choose, and why the decision you make now can shape your options years down the road.
Medicare Advantage
Sep 8, 2026
Medicare Advantage vs. Original Medicare: A Nurse's View of What Actually Matters
After 20 years as a nurse, I learned there's no universally 'better' Medicare choice. I watched Original Medicare and Medicare Advantage each work well, and each create friction, depending on the person's doctors, health, and needs. Here's what I saw at the bedside about access, referrals, and continuity of care, and why the right plan is the one that fits you, not the one that sounds best in a commercial.
Retirement Planning
Sep 5, 2026
What I Saw at the Bedside: Why I Left Hospice Nursing to Help Families Sooner
Most people spend decades planning for retirement, Social Security, 401(k)s, paying off the house, but never think of Medicare as part of that plan. After 20 years as a nurse, I watched families realize too late that Medicare was never designed to cover long-term custodial care. Here's why I believe Medicare belongs in the retirement conversation, not just the healthcare one.
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