Chad Little Agency – Independent Medicare Insurance Agency
The Chad Little Agency is an independent insurance agency based in Columbus, Ohio, serving clients across the state with a strong focus on Central Ohio. Founded by Chad Little, the agency is built on a simple philosophy: helping people truly understand Medicare so they can make confident, stress-free decisions about their healthcare coverage.
With more than 15 years of experience in the insurance industry, Chad specializes in Medicare Advantage plans, final expense coverage, and a range of ancillary products designed to help protect clients from unexpected healthcare costs. As an independent broker, he works with multiple insurance carriers, allowing clients to compare options and choose coverage that fits their needs and budget.
Chad works alongside licensed agent Nicole, who specializes in Medicare Supplement (Medigap) plans and Affordable Care Act (ACA) coverage. Together, they provide personalized support throughout the entire process—from initial consultations and enrollment to ongoing client service and annual plan reviews.
The Chad Little Agency is committed to building long-term relationships with clients, offering clear education, honest guidance, and ongoing support even after enrollment. Clients can meet in person, by phone, or virtually, and every consultation is provided at no cost.
In addition to Medicare planning, the agency also supports small businesses with group medical, dental, vision, and term life insurance coverage.
Products Offered:
Medicare Advantage, Medicare Supplement (Medigap), Prescription Drug Plans (Part D), Dental, Vision, Hearing, Hospital Indemnity Plans, Life Insurance, Final Expense Coverage, Small Business Group Medical, Dental, Vision, and Term Life Insurance
Service Area:
Ohio (with a focus on Central Ohio)
The Chad Little Agency is not connected with or endorsed by the U.S. government or the federal Medicare program. This is not an obligation to enroll. Plan availability varies by location.
Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans
States Serviced
Ohio
Frequently Asked Questions
There is no cost to work with our agency. Medicare agents are compensated by the insurance companies, and the price of the plan is the same whether you enroll directly or through a broker. The advantage of working with us is that we help compare plans, explain the details, and guide you through enrollment. If you'd like help reviewing your options, we’re happy to schedule a time to go over everything with you.
As an independent agency, we work with multiple insurance companies rather than just one. That allows us to compare plans based on your doctors, prescriptions, and budget to help you find the right fit. Many people find the process much easier when someone walks them through the options step by step, which is exactly what we do during our consultations.
Medicare Advantage plans combine hospital, medical, and often prescription coverage into one plan with provider networks. Medicare Supplement plans work alongside Original Medicare and help cover out-of-pocket costs, often allowing you to see any doctor that accepts Medicare nationwide. Choosing between them depends on your health needs, budget, and doctor preferences. We help clients compare both options so they can make a confident decision.
Before recommending any plan, we review your doctors, prescriptions, and preferred pharmacies. This allows us to check provider networks and drug formularies to help avoid unexpected costs. During an appointment, we can quickly compare plans that work best for your specific situation.
Most people become eligible around age 65 and have a seven-month Initial Enrollment Period. However, if you are still working or have employer coverage, your timing may be different. Because everyone's situation is unique, we typically review this during a quick consultation to help you avoid penalties and choose the right coverage.
Our relationship doesn’t end after enrollment. We provide ongoing support throughout the year if your prescriptions change, your doctor leaves a network, or you simply want to review your coverage. Many of our clients schedule an annual review with us to make sure their plan still fits their needs.
Yes, it’s a good idea. Plans can change their premiums, drug coverage, and provider networks each year. During the Annual Enrollment Period, we help clients review their current plan and compare other options to make sure they still have the best coverage available.
Yes. If you are working past age 65 or have coverage through an employer, the rules can be different. We help review your current coverage and explain when it makes sense to enroll so you avoid penalties and unnecessary costs.
No. In addition to Medicare coverage, we also help individuals and families with Affordable Care Act (ACA) health plans, group health and life plans, and Final Expense life insurance. Our goal is to help people find the right coverage for their stage of life, and we can walk you through the options during a consultation.
Final Expense insurance is a type of life insurance designed to help cover end-of-life costs such as funeral expenses, medical bills, or other small debts. These policies are typically easier to qualify for and have smaller coverage amounts. We help clients compare carriers and find a policy that fits their needs and budget.
Many Final Expense plans do not require a medical exam. Approval is often based on a short health questionnaire, and coverage can sometimes start quickly. We work with multiple insurance companies, so we can help identify options that fit your health situation.
The best way to start is with a short free consultation. We take the time to understand your healthcare needs, review your doctors and medications, and compare plans across multiple insurance companies. From there, we can guide you step-by-step through the enrollment process.