Shawn Ray — Medicare Supplement Agent
Contact Shawn Ray using the Contact Agent button below to get help with your policy today!
Shawn Ray
Shawn Ray Insurance
(435) 244-2001
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What makes me different is what happens after you enroll. I am not trying to be the biggest Medicare agency. I am trying to be a consistent resource you can come back to when you need personal help, clear answers, and ongoing support.
Medicare is not something you choose once and never think about again. Plans change, drug costs change, benefits change, and life has a way of throwing curveballs. That is why my focus is long-term support, not just enrollment.
As an independent Medicare insurance broker, I help compare Medicare Advantage, Medicare Supplement, and Part D prescription drug plans in plain English. I look at what actually matters — your doctors, prescriptions, pharmacy, budget, health needs, travel plans, and long-term costs.
The goal is simple: make Medicare feel less confusing and more personal, so when questions come up later, you have a real person in your corner instead of feeling stuck calling a random 1-800 number.
Medicare is not something you choose once and never think about again. Plans change, drug costs change, benefits change, and life has a way of throwing curveballs. That is why my focus is long-term support, not just enrollment.
As an independent Medicare insurance broker, I help compare Medicare Advantage, Medicare Supplement, and Part D prescription drug plans in plain English. I look at what actually matters — your doctors, prescriptions, pharmacy, budget, health needs, travel plans, and long-term costs.
The goal is simple: make Medicare feel less confusing and more personal, so when questions come up later, you have a real person in your corner instead of feeling stuck calling a random 1-800 number.
Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Cancer/Heart/Stroke
States Serviced
Alabama, Arizona, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Michigan, Missouri, New York, North Carolina, Ohio, Oregon, Utah, Pennsylvania, South Dakota, Texas, Washington
Articles & Insights from Shawn Ray
Medicare Supplement
Sep 3, 2026
Why Healthy People Should Think Harder About Medicare Supplements
Being healthy at 65 can make Medicare feel simple, but this may be the time when you have the most choices. Here’s why it’s worth thinking ahead before choosing a Medicare Supplement.
Medicare Advantage
Aug 27, 2026
5 Signs Your Medicare Coverage Deserves a Second Look
Your Medicare coverage may have worked well last year, but plans, prescriptions, doctors, costs, and your health needs can change. Here are 5 signs it may be time to review your Medicare coverage and make sure it still fits.
Medicare Advantage
Aug 20, 2026
2027 Medicare Annual Notice of Change: 5 Things to Review
Your 2027 Medicare Annual Notice of Change explains what may be changing with your plan next year. Here are the costs, benefits, prescriptions, and provider changes worth reviewing.
Dental Plans
Aug 13, 2026
Does Medicare Cover Dental, Vision, and Hearing Care?
Original Medicare leaves some common dental, vision, and hearing expenses uncovered. Learn what may be covered, where the gaps are, and what to compare before choosing a Medicare plan.
Health Insurance
Aug 6, 2026
Helping a Parent With Medicare: An Adult Child’s Guide
Helping a parent understand Medicare can feel overwhelming. Learn how adult children can organize important information, prepare for appointments, review coverage, and support better Medicare decisions without taking over.
Medicare Advantage
Jul 29, 2026
Medicare at 65 With VA or TRICARE: 6 Things to Check
Turning 65 with VA or TRICARE benefits? Learn how Medicare Parts A and B, TRICARE For Life, VA health care, Part D, and Medicare Advantage may work together. This guide explains what to consider before delaying Medicare, how military prescription coverage affects Part D, and when another Medicare plan may or may not make sense. Shawn Ray has helped many veterans and military families review their Medicare options.
Medicare Advantage
Jul 23, 2026
Still Working at 65? 7 Medicare Questions to Ask Before You Delay Part B
Still working at 65? Before delaying Medicare Part B, confirm whether your job-based coverage qualifies, which plan pays first, how Medicare affects HSA contributions, whether your drug coverage is creditable, and when your Special Enrollment Period begins. These seven Medicare questions can help you avoid late penalties, coverage gaps, and costly enrollment mistakes.
Medicare Advantage
Jul 23, 2026
Turning 65? A 6-Month Medicare Preparation Checklist
Turning 65 soon? Use this six-month Medicare timeline to learn when to review Parts A, B and D, compare Medicare Advantage and Medigap options, check doctors and prescriptions, apply through Social Security and confirm coverage before your birthday month. Preparing early can help you avoid missed deadlines, penalties and costly coverage surprises.
Health Insurance
Jul 15, 2026
Mid-Year Medicare Review: 6 Things Worth Checking Before Fall
July is a good time to check how your Medicare plan is actually working before the fall mail, commercials, and phone calls begin. Review your doctors, prescriptions, medical costs, extra benefits, and any health or life changes. My Mid-Year Medicare Review makes it easy to let me know what has changed and where you may need help. Complete it now so we have time to review everything before fall.
Health Insurance
Jul 3, 2026
Follow Your Path To Medicare: A simple Guide for Turning 65
Turning 65 and unsure where to start with Medicare? This simple guide helps you follow the right Medicare path based on your work situation, employer coverage, VA or TRICARE benefits, prescription drug coverage, enrollment deadlines, and plan options. Learn what to check before choosing coverage so you can avoid surprises and feel more confident about your Medicare decision.
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