Voss Speros — Medicare Supplement Agent

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Voss Speros

Arizona Medicare & Ins Solutions by SFG

(480) 999-4409

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Medicare & Senior Planning Advisors

At Arizona Medicare & Insurance Solutions part of Speros Financial Group, we’re dedicated to helping individuals and families navigate life’s most important planning decisions with clarity and confidence.

Our team specializes in Medicare reviews — taking the time to understand each client’s unique needs, compare available options, and find the plan that truly fits their healthcare and lifestyle goals.

Whether you’re new to Medicare or reviewing your current coverage, we make the process simple, transparent, and centered around your best interests.

Our support doesn’t stop there. We help create a complete, long-term plan — one that covers more than just insurance.

From estate planning (including wills and trusts), retirement income strategies, to preparing for assisted living, funeral arrangements and leaving a meaningful legacy for loved ones, we provide guidance that helps families feel prepared for every stage of life.

At Speros Financial Group, we believe planning ahead isn’t just about paperwork — it’s about peace of mind, compassion, and protecting what matters most.

Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Annuities, Long Term Care, Retirement Planning, Prescription Drug Plans, Short Term Medical, Home Health Care, Financial Advisors

States Serviced
Arizona, California, Colorado, Georgia, Idaho, Illinois, Kansas, Michigan, Minnesota, Montana, North Carolina, New Mexico, Nevada, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington

Frequently Asked Questions

I would say Yes depending on the situation. Trial Right: When you turn 65, go on a Medicare Advantage plan then change your mind before you turn 66. you can get GI for a Supplement plan. Same goes for if you retire after 65 and Take Part B for the first time, you can Plan Coverage Drops: If your Medicare advantage plan drops, is discontinued, or you move out of the plan area you can get a GI to apply for a Supplement Plan. Generally 63 day SEP window.

There are alot of Medicare Misconceptions, the one I face the most is, "I thought Medicare Covers Assisted Living" Medicare covers Skilled Nursing up to 100 days through Part A. In a shortish term stay. There is state/federal coverage for Assisted Living which is called Medicaid. Folks often get those to worlds mixed up, Medicare and Medicaid.

Medicare covers most things that are medically necessary. Medicare has a list of things specifically it wont cover. On this topic, if your BMI is over a certain amount and your doctor prescribes that you get the surgery preformed to save you life "Medically Necessary" then yes Medicare would cover it.

You don't have to get Medicare. IHS and Medicare are 2 different types of insurance. You have access to both. Both pay for different things. Medicare can be a second of IHS. You can use providers out side of IHS via your Medicare. They work together to give you more overall coverage.

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