Shawn Ray — Medicare Supplement Agent

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Shawn Ray

Medicare Advocates

(435) 244-2001

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For over 14 years, I’ve helped people turning 65, those already on Medicare, and retirees managing chronic health conditions make confident decisions about their coverage — and I stay with them long after enrollment.

My clients know they’re not calling a random 1-800 number. When questions come up about doctors, prescriptions, bills, or unexpected changes, they call me.

I break down Medicare Advantage, Supplements, and Part D in plain English, and we carefully review how each option impacts your doctors, medications, and long-term costs. As an independent broker, I compare multiple carriers to find what truly fits your situation — not what’s easiest to sell.

But what really sets me apart is ongoing support. Medicare isn’t a one-time decision. Plans change. Health changes. Life changes. I provide year-round reviews, answer benefit questions, and help adjust your coverage when needed — so you’re never left figuring it out alone.

Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Prescription Drug Plans, Short Term Medical, Cancer/Heart/Stroke, Accident Insurance

States Serviced
Alabama, Arizona, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Michigan, Missouri, New York, North Carolina, Ohio, Oregon, Utah, Pennsylvania, South Dakota, Texas, Washington

Articles & Insights from Shawn Ray

Four-panel image: Medicare mail and brochures with glasses; older couple reviewing paperwork; hand holding prescription bottle and cash; and a handshake, representing trust and guidance in choosing health coverage.
Health Insurance Mar 19, 2026
Turning 65? Here’s What Actually Matters (Not What the Mail Says)
Turning 65 and getting flooded with Medicare mail? It’s easy to feel overwhelmed. This guide breaks down what actually matters—your doctors, prescriptions, real out-of-pocket costs, and timing—so you can make a confident decision without the confusion. No sales pitch, just simple, clear information to help you choose coverage that fits your life.
 A doctor sits with an older male patient in a hospital room, reviewing paperwork together at a small table. The patient wears a hospital gown and looks concerned while the doctor points to documents, suggesting a discussion about care.
Health Insurance Mar 13, 2026
The 5 Biggest Gaps I See in Health Insurance (and How People Get Caught Off Guard)
Most people don’t have bad insurance — they just don’t realize where the gaps are. From dental work to hospital copays and prescription surprises, here are the five biggest coverage gaps I see and where people get caught off guard.
 A senior couple sits at their kitchen table reviewing Medicare paperwork while discussing options with a friendly independent advisor, showing a calm but thoughtful moment as they work through their coverage choices together.
Medicare Advantage Mar 5, 2026
Navigating Medicare Advantage: 5 Mistakes to Avoid
Choosing a Medicare Advantage plan can feel overwhelming, and small mistakes can lead to big costs later. In this article, I break down five common Medicare Advantage mistakes seniors make — and how to avoid them — so you can choose coverage that truly fits your doctors, prescriptions, and budget.
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