The Most Popular Medicare Supplement Plans
Although there are 10 standardized Medigap plans, three stand out as the most popular and practical for today’s seniors.
Plan G: The Most Comprehensive Option
Plan G covers everything except the annual Part B deductible. After you meet that deductible, the plan pays 100% of your Medicare‑approved costs for the rest of the year.
It’s ideal for seniors who want maximum protection and minimal surprises.
Plan N: Strong Coverage with Lower Premiums
Plan N offers excellent coverage at a lower monthly cost. You may pay:
- Up to $20 for doctor visits
- Up to $50 for ER visits
- Part B excess charges (rare in many states)
It’s a great fit for healthy seniors who want to save money without sacrificing quality coverage.
High‑Deductible Plan G: The Budget‑Friendly Choice
This plan works like traditional Plan G, but you must meet a higher deductible before the plan pays. In exchange, the monthly premium is significantly lower.
It’s perfect for seniors who want strong protection but prefer a lower monthly cost.